The Dangers Of Trapping A Man With Pregnancy In Trying To Make Him Stay

Some women cling to men they simply do not belong with. They are incompatible and have major differences. However, whether it be believing they love the person, it becoming an unhealthy obsession or trying to latch on to a man who is wealthy and or famous, some women get desperate when a man won't commit to them.

This desperation can lead to them doing unethical things, such as lying about birth control or  sabotaging condoms, in order to trick a man into an unplanned pregnancy. No man wants or appreciates such behavior from a woman, as it creates trust issues and feelings of betrayal in being duped and set up. You also run the risk of the pregnancy not turning out as planned, creating even more heartbreak for you and the man.

If a man wants to leave you, tricking him into pregnancy is not going to make him stay. It's a bad idea. He will be more inclined to leave, resentfully feeling he cannot trust you. If your boyfriend finds someone he deems more suitable and believes is the one for him, he will want to leave whether or not you are pregnant. Men do that all the time.

What happens when you trick him into pregnancy, wrongly believing it will trap him and make him stay, he leaves, marries another and gets her pregnant. He will not give your child the time and attention deserved, as his new family will be the priority. This has happened time and time again. Why put yourself in that situation.
If a couple is not married, there is no use in them staying together when they discover they are incompatible and not right for each other. People also should not cheat under those circumstances, as it is dishonest. It is better to break up than do that.

One needs to be honest with one's self and not get tied down in a relationship for the sake of having one, when you full well know the one you are with is not the one for you. In your heart you know when you find that great love, your soul mate. Settling for anything less is not going to make you happy. You have your life to live. While you sit in a relationship of convenience with someone you know is not the one for you, the one who is the right one for you, will end up passing you by, going off with someone else.

There are many women who have realized the one they have been dating is not the right one for them and let go, backed off, ending the relationship. But some women get carried away, determined they will cling to a man they know does not love them, refusing to let go, even if it destroys his life and their own. If you truly care about someone (that's single) you would want them to find true love, even if it is not with you - hence letting them go. Why would you want a man who does not love you, when you could find one who will.

You need to pay attention to your instincts. That doubt and lack of peace in one's soul about someone is an indicator that something is wrong. People often overlook what they are seeing and feeling while dating, regarding things that are underlying, valid concerns.

It is better to be single and wait for the right one, than linger with the wrong one out of convenience, even living in sin (living together and not married) while the right one passes you by, as it will cause you long term unhappiness for short term sexual gratification with someone you're simply not supposed to be with. You will jeopardize your future in doing so.

Living with someone you're not married to is not the best idea. So much can go wrong (and often does). Not to be judgmental, but there are so many ways both partners can end up hurt and damaged from living together while not married. Then you start making serious decisions that only married people should undertake. One of my friends bought a house with her boyfriend and the relationship deteriorated not long after they moved in. They ended up in court over the house in a very acrimonious legal battle costing them both a lot of money and bad feelings. They walked away from the experience very hurt.

In another incident I know, a man moved in his money hungry girlfriend, who was costing him over $500 per month in gifts and items she kept asking for. She even began costing him business opportunities with her clingy, temperamental conduct, trying to push people out of his life and control him at every turn, fearing he would leave. It's like she knew in her heart he didn't love her and it was all about sex. When he finally met someone he fell madly in love with, the woman rejected him because he had a live-in girlfriend (seriously, who in their right mind wants to date a man with a live in girlfriend). He quickly tried to put his girlfriend out, but during the time he worked on getting her out of the property, someone else began dating the woman he fell in love with and proposed to her, leaving him heartbroken. 

Once you find the right person for you, you will know, just make sure you haven't put yourself in a situation that will put you at a disadvantage in getting them. The best way to gain guidance on who is the right person for you is through prayer. Ask God to bring the right person into your life. Ask God to proverbially open the right doors and close the wrong ones in your life as well, lest you make a mistake in choosing the wrong one and end up unhappy and full of regrets. Your future is depending on it.

RELATED ARTICLE

Don't Let Her Bankrupt You

Mary J. Blige's Money Woes Continue As She Is Hit With A $900,000 Tax Lien

 

Mary J. Blige: I owe how much?

 

The money problems of R&B songstress, Mary J. Blige, continue to mount in a very noticeable way, as it is being report she has been hit with a $900,000 tax lien. This comes on the heels of lawsuits by two banks stating Blige owes millions of dollars in two loans she has defaulted on.

 

Mary J. Blige's costly house in New Jersey

The singer's sprawling 8-bedroom mansion in Saddle River, New Jersey, which she purchased for $12,300,000.Blige five years ago, continues to languish on the market with no buyers. Purchasing and maintaining such a large property (mortgage payments, taxes, insurance, cleaning, landscaping) has definitely drained Blige's resources, pushing her to the brink of financial collapse. If Blige can successfully sell her home, many of her money problems would be erased. 

Banks Couldn't Wait Until The Election Was Over As U.S. Foreclosure Rates Are Surging Again

       

Barack Obama 

A new report indicates foreclosures in America are soaring again. Foreclosures reached a 9-month high by the end of November 2012, after the U.S. presidential election. Banks completed nearly 60,000 foreclosures in November 2012, which will negatively impact the economy in a number of ways. The government has not done enough to help homeowners, who are being trampled in the court system.

STORY SOURCE

U.S. foreclosure rate surges

Mortgage Problems Still Plaguing The U.S. Economy As People See Their Homes Wrongly Taken And Widows Have No Say

Delores Dingman

Numerous reports concerning America continue to indicate the same issues the Judiciary Report first reported five years ago, regarding problems with the economy, such as the mortgage crisis, continue to plague the nation. Banks are not being held to account and some are using it as an avenue to rip off and rob Americans. 

Widows are complaining their spouses' deaths has led to them fighting banks to stay in their homes. Banks are misapplying and using obscure statutes and rules, probate problems and convoluted paperwork to get widows out of their homes to liquidate properties. It is being done with the goal of questionably adding to bank profits on the stock market.

In other cases, banks are outright stealing people's homes. In the past, the Judiciary Report has written of people in America who paid off their homes, then the bank seeing a prime opportunity to make ill-gotten money, foreclosed on the mortgage free properties and pushed it through the court system.

Another such case has surfaced. ABC News published the story of Delores Dingman of Tualatin, Oregon, who has been fighting Wells Fargo bank for 3-years, as she has been paying her mortgage on time, but they placed her home in foreclosure anyway. Dingman has incurred $12,000 in legal fees trying to fight the bank.Wells Fargo purchased Wachovia Bank, who held Dingman's original equity mortgage. She is of the belief Wells Fargo failed to apply her payments when they purchased Wachovia.

As stated in my lawsuit, Aisha v. FBI filed under the Freedom Of Information Act, I leased a home from a millionaire newscaster in Miami and they foreclosed on her home in an act of malice. Her lawyer had to produce her bank account documents showing payments have been made and on time, to get them to back off, as they were about to swindle her home under a robo-signed foreclosure, on one of five properties she owns.

Though there was no changeover or acquisition of the bank holding the mortgage on the property, her lawyer discovered the bank did not credit any of the payments she submitted and the problem occurred at the time I moved in. I saw the documents with my own eyes and have a copy of it. Prior to that, the same thing was done to my former home in Miami, which had a lot of equity in it. 

Washington Mutual criminally placed it foreclosure in an act of malice and the bank refused to correct what they had done, leading to me having to retain a lawyer and fight them in court for years in a terrible mess. I had to sell my house quickly to extract the equity and get rid of the horrible bank, which angered me and resulted in me calling for a boycott of them online. 

As the phrase goes, "God don't like ugly" and Washington Mutual sensationally collapsed shortly after. It's quite ironic. Washington Mutual forced me into a proverbial fire sale of my equity packed home, via their criminal deeds. They even stole some of the equity in the property. Then Washington Mutual was ironically forced into a fire sale of their entire bank shortly after and were bought by Chase for pennies on the dollar when the bank collapsed. You reap what you sow.   

There are other stories of banks foreclosing and seizing homes with a significant amount of equity and little or no money owed on them, in acts of greed and theft, to boost their bottom line. Too many people in America have complained of this, with the documents to prove it, indicating there is a problem. Something very bad is happening but the government has not done enough to stop it.

The Obama Administration And The Foreclosure Crisis That Is Hitting Homeowners In Three Ways

    

Barack Obama

In my experiences with trying to help friends save their homes from foreclosure and or foreclosure auctions, I have witnessed banks pull just about every stunt in the book against homeowners. The Obama Administration has not done enough to rein in certain banks, who are not acting in the best interest of homeowners.

There are three main issues to consider in attempting to save a home, mainly via mortgage modifications. The three issues are the mortgage/payment, back taxes and insurance. Cities in America are demanding yearly property taxes that are due and banks are refusing to grant modifications without back taxes and or missed insurance payments being paid and brought current. 

City tax collectors are even foreclosing on homes whose mortgages are current, but taxes are delinquent. Some of the amounts owed are relatively small, yet properties are being seized and auctioned to satisfy the amount, as the homeowner placed their limited resources into making mortgage payments. 

It seems homeowners in America can't win and it is up to the government to make laws to help people in this regard or millions more foreclosures are on the way. If the federal government (FBI, DOJ and SEC) had done their jobs in properly regulating and investigating the practices of banks and the corporate sector on the whole, the sub-prime crisis would not have happened and millions of people in America would still be in their homes. Therefore, it is the government's duty to fix a problem that is raging out of control and damaging millions of people. However, the past four years have indicated the Obama Administration is unable to fix the problem that can be fixed.  

RELATED ARTICLES 

Documentary Film 'Obama's America 2016' Rakes In Millions At The Box Office

U.S. Economy Is Stagnating In A Troubling Pattern And Cycle Of Corruption

The U.S. Economy Takes Another Nose Dive On Dismal Job Numbers And Negative Manufacturing Data

Pollster States If The U.S. Economy Does Not Improve Barack Obama Will Lose The Election To Mitt Romney

Barack Obama In Over His Head With The Economy And In Need Of Help

U.S. Economy Adds Fewer Jobs Than Expected In A Significant Slowdown

Mitt Romney Ad Slams Barack Obama For High Unemployment Among Minorities

Ben Bernake Rings Sobering Alarm On The Dismal State Of The U.S. Economy

Joe Biden: We Can't Replace The 8 Million Jobs Lost

Ben Bernake Didn't See The Financial Crisis Coming

Bernake Defends Reckless Spending

Obama Calls For Job Summit

Unemployment Up To 9.8%

U.S. Unemployment Continues To Rise

The Benefits Of Government Cost Cutting

 

GDP Data Shows The Recovery Failed

Artificial Growth

Artificial Growth - Part 2

Olympic Athletes Should Seek To Make The Most Of Their Money And Career Opportunities

London 2012 Olympics

With the 2012 Olympics in London having drawn to a close, athletes need to think about their futures and financial planning. They need to make the most of the opportunities available to them, by keeping in top physical shape, entering more sporting events to earn income, quickly choosing good product endorsements to capitalize on their Olympic appearances and investing their earnings wisely. If there is time in their schedules, they should also attempt to branch out into other endeavors that can supplement their incomes, as one is only an athlete for so long. 

It's easy to think the money will always be there, but for quite a few people it did not turn out that way. The smartest investment one can make right now, especially if one lives in a nation whose economy is depressed, is purchasing a home. Stay within your income bracket, via what you can comfortably pay for and if you can, find a fixer upper at a lower price. That way, you can have work done on it and end up with equity in the property, if you choose the right renovation projects (kitchen and bathrooms usually bring in the best financial return). If the house in your price range is too small for your long term needs, you can always add a room or two later as your earnings increase.

Avoid risky investments, especially those promising too great a financial return, well above the national and international average. Avoid loaning large sums of money to others, as you may not get it back. Avoid getting into business schemes family or friends with no real experience think is a great idea, but established business principles dictate is likely to fail. Risking your financial future on a hunch someone close to you has can go very wrong.

 

Always put money aside for your taxes in your country of residence, because most governments get hot under the collar when they don't get their money. Be careful accumulating too much debt. Avoid giving others power of attorney over your money and property. Always check your accounts on a regular basis. It may be an inconvenience to read through financial statements, but think of the inconvenience and distress you would experience if someone steals your money and flees town.

Do not give in to the idea that you must have an entourage. Having to pay for food, airfare and hotel for a group of people who may not have your best interests at heart, to appear cool in the press, is costly and can set you up for a fall if someone decides to sell secrets about you or you go bankrupt from bankrolling said posse.  

In matters of love, be careful. Beware of people that are too money oriented (i.e. gold diggers). If someone cares about you, they will not use you or constantly want you to spend lots of money on them. Giving a love interest your debit card, credit card or access to your bank account(s) is not a good idea. And lastly, enjoy this time in your life. Savor it. Do good and productive things that make you happy. 

RELATED ARTICLES 

2012 Olympics Jokes

The 2012 Olympics In London Was A Major Success 

Gold Medalist Boxer Anthony Joshua Says Going Pro Is A No Go

 

Gold Medalist Sprinters Usain Bolt And Yohan Blake Set To Play Professional Cricket

 

Usain Bolt And Jamaica Take Gold In 4x100 Men's Relay At The London 2012 Olympics

Parliament Lights Up With Massive Mural Of Usain Bolt To Celebrate His Historic Win

Swimmer Michael Phelps Takes A Record 22 Medals At The Olympics

Sprinter Usain Bolt Retains His Title As World's Fastest Man At 2012 London Olympics

Gold Medalist Michael Johnson Says Blacks Are Better Athletes Due To Slavery 

Usain Bolt Was Going So Fast On The Track In Oslo He Ran Into A Flower Girl

2012 Olympic Opening Ceremony In London Aims To Dazzle The World

London Missile Sites Approved By Judge For Olympic Protection

A New Way Of Looking At The British Missile Defense System For The Olympics

Usher Gets Back At Ex-Wife For Demanding He Take A Drug Test Over Cocaine Use

Kicking Her And The Kids Out!

Usher Raymond and Tameka Foster

Tameka Foster, the ex-wife of singer, Usher Raymond, is finding out fast just how much their relationship has deteriorated. Months ago Foster demanded Raymond take a drug test regarding cocaine use, as leverage in their custody and alimony court dispute. The singer is still holding it against her.

Usher has called in a realtor to sell the $3,000,000 Roswell, Georgia mansion Foster is living in with his two sons and her children from a previously marriage. Foster is enraged over his decision, as she could be forced to vacate the home in 60 days, depending on when the property sells. If he wants to be really nasty, he may evict her and his children before the property has a buyer. 

Raymond doesn't even live in the home and has other properties, but is being mean to Foster in what is typical Hollywood behavior. Foster is not nice either, but considering his kids live in the house, you would think he wouldn't be so spiteful in kicking them all out.

Deion Sanders To Pay Wife Pilar Sanders $10,000 Per Month In Alimony Payments

 

Pilar Sanders and Deion Sanders

 

A Texas judge has ordered NFL hall of famer, Deion Sanders, to pay his wife, Pilar Sanders, $10,000 per month in alimony payments and to cover her legal fees of $275,000. Sanders, however, comes out ahead, keeping his $5,000,000 mansion, its contents, vehicles, jewelry and financial investments.

The case turned against Pilar when she and a female friend physically attacked Deion in his bedroom, on the side of the property they shared during the divorce proceedings that are ongoing. As a result of the domestic violence attack, Pilar was ordered to leave the home and stay 500 feet away from Deion.

Is Justin Bieber Really Engaged To Selena Gomez

...But Keeping The Entire Thing A Secret

         

Justin Bieber and Selena Gomez

Mainstream publications and blogs have indicated pop singer Justin Bieber, 18, was spotted wedding ring shopping with girlfriend, Selena Gomez, 19. The two have been dating for almost two years. If the current story is true, it would break a lot of teenage hearts and Twitter would explode.

 

Selena Gomez

The couple has been silent on the engagement claims, but their actions are telling another story. Gomez was also spotted house shopping with Bieber several weeks ago. They certainly are behaving like a couple that is about to get married, but that remains to be seen.

Judge Rules Pilar Sanders Must Vacate The Mansion She Shared With Deion Sanders After Domestic Violence Attack

Deion Sanders and Pilar Sanders 

The judge in the child custody and divorce case of NFL hall of famer, Deion Sanders and his wife, Pilar Sanders, has ruled in favor of the football star, issuing a restraining order. Pilar Sanders has been ordered to stay 500 feet away from her husband, after a domestic violence incident. He has also been granted full custody of the couple's three children. 

The Sanders have been sharing a mansion in Texas during their acrimonious divorce. Pilar Sanders and a female friend, Dee Boswell, attacked Deion Sanders in his bedroom, on his side of the couple's home, after his wife found out he has been dating promiscuous, Tracey Edmonds, the ex-wife of singer/producer Kenneth "Babyface" Edmonds

Deion Sanders and Tracey Edmonds 

Boswell attempted to film the duo attacking him with her mobile phone camera. This prompted Sanders to toss the mobile phone outside his home. He then removed Pilar from his bedroom by lifting her up by the waist and placing her outside the room. Sanders and his children filed a police report regarding the incident. They have both been charged in the case, with Pilar facing the greater legal penalties.

Report: "Banks Treat Foreclosed Homes Better In Mostly White Neighborhoods"

New Report Alleges Discrimination And Racism

A newly released report by the the National Fair Housing Alliance indicates foreclosed homes in white neighborhoods, were treated better than those in minority areas. This means, after evicting occupants, homes in white neighborhoods received better maintenance by banks, than properties in predominantly black and Hispanic areas.

These prejudices are prevalent in the banking system. For example, the now defunct Washington Mutual Bank, was forced to pay a large settlement for targeting blacks and Hispanics for high risks loans. In another legal action against the kaput bank, it was discovered they targeted non-English speaking customers and those with black or Hispanic sounding names, to saddle with extra mortgage fees, for services they did not need. Regrettably, racism is alive and well in the corporate sector.

STORY SOURCE

Report: Banks Treat Foreclosed Homes Better In Mostly White Neighborhoods

By Chris Morran on April 4, 2012 2:15 PM - While Americans of every possible ethnic and racial group were hit by the massive foreclosures when the economy went KABOOM! a few years back, a new report claims that banks are often giving short shrift to the upkeep and marketing of foreclosed properties in areas with predominantly non-white residents.

Earlier today, the National Fair Housing Alliance released the result of its undercover investigation into how bank-owned properties are treated in nine major metro areas — Atlanta, Baltimore, Dallas, Dayton, Miami/Fort Lauderdale, Oakland, Philadelphia, Phoenix, and Washington, DC.

http://consumerist.com

RELATED ARTICLES

Law Firm That Threw Degrading Party To Mock Foreclosure Victims Closes

Tips To Help Save Your Home From Foreclosure

If Banks Don't Start Working With Foreclosed Homeowners Their Profits Are Going To Plunge

President Barack Obama

The U.S. banking sector has seen terrible declines over the past few years, due to the mortgage crisis and overall financial decline of the country, under presidents George W. Bush, then Barack Obama. The government, at the taxpayers expense, has given major U.S. banks billions of dollars from the Treasury, to keep them afloat. However, despite these funds coming courtesy of the taxpayers, a number of banks are still making it as difficult as possible for homeowners to obtain mortgage modifications to remain in their properties.

Standard tricks being used on homeowners run the gamut. They range from pretending they did not receive documents that were faxed or mailed to the bank(s), despite established couriers such as the U.S. Postal Service, Fedex and UPS, providing mailing confirmation, to not notifying property owners of the options available to save their homes.

If banks keep playing with homeowners, opting for the quick buck in trying to rush people out of their homes to auction off properties in a market so overcrowded and poor nothing is selling, they will see massive revenue declines again. Kicking distressed homeowners to the curb is not the way to financial profitability, but long term losses (as in loss of mortgage interest payments over time had they straightened out said loans).

RELATED ARTICLES

President Obama's Attorney General Eric Holder Connected To Banks Responsible For The Mortgage Crisis

Reports State Obama Administration $25 Billion Mortgage Deal To Increase Home Seizures

Law Firm That Threw Degrading Party To Mock Foreclosure Victims Closes

Tips To Help Save Your Home From Foreclosure

Mortgage Malignancy - Part 2

Mortgage Malignancy

Obama Refuses To Sign Foreclosure Bill

Florida Foreclosure Law Firms Under Investigation

Unnecessary Foreclosures

U.S. Jobless Claims And Foreclosures Surge

Justin Bieber And Selena Gomez To Live In Sin In New Hollywood Mansion Overlooking Lake

Currently Occupied By Ashton Kutcher

Selena Gomez and Justin Bieber

As Justin Bieber turned 18 this month, which under the law finally makes him an adult, his 19-year-old girlfriend, Selena Gomez, is no longer breaking the law in having sex with him. She also no longer has to read tweets on Twitter and posts on other sites from his fans dubbed "Beliebers" calling her a pedophile, as their relationship began when he was 16-years of age and Gomez is soon to turn 20.

Selena Gomez and Justin Bieber

According to reports, the two are about to buy a Hollywood mansion, where they will live in sin together, despite the fact Bieber says he is a Christian. The home is currently being rented by Bieber's Kabbalah pal and co-worker, Ashton Kutcher, who has been leasing it for $50,000 per month. Kutcher, 33, has abandoned his marriage to 49-year-old cougar, Demi Moore, who is devastated at the thought and sight of him parading all over the world with numerous women.

STORY SOURCE

Justin Bieber has splashed out $10.8 million on a mansion in the Hollywood Hills which he plans to share with girlfriend Selena Gomez

8 March 2012 - Justin Bieber has splashed out on a $10.8 million mansion in the Hollywood Hills. The 'Baby' hitmaker - who turned 18 last Thursday (01.03.12) - has treated himself to the lavish five bedroom, 9,400 sq ft home overlooking Lake Hollywood, which he wants to share with his girlfriend Selena Gomez. However, the young couple can't move into the property just yet as Ashton Kutcher has been renting the palatial pad for $50,000 a month since his split from wife Demi Moore last year.

http://home.nzcity.co.nz

Man Shot To Death At Rapper Rick Ross' House In Miami

Police Are Investigating The Incident

Rick Ross

An unnamed 40-year-old man was shot to death at a Miami home belonging to rapper Rick Ross. He was found dead in Ross' driveway, in an incident that currently has more questions than answers. Due to the fact the property in question is listed in Ross' name, police want to question him about the murder.

Previously, Ross was featured on an episode of "MTV Cribs" which showcases celebrity properties on television. He is a former Florida corrections officer from a local prison, which caused controversy in his rap career, as hip hop sees police as the enemy. Coincidentally, Ross was not home at the time the body was discovered by authorities.

RELATED ARTICLE

Rapper Rick Ross Had Two Seizures In One Day Which Diverted Two Planes Today

Law Firm That Threw Degrading Party To Mock Foreclosure Victims Closes

One of the biggest foreclosure mill law firms in New York, Steven J. Baum P.C, is going out of business, after showing its true colors in a distasteful "Homeless Halloween" party, mocking homeowners they put out of their properties. Pictures were released show members of the firm making fun of Americans that lost their homes to foreclosure, branding them "homeless" in a derisive manner.

Is there any wonder there are so many foreclosures in the nation. Between fraudulent robo-signings at the banks and the nonchalant, negligent, reckless attitude of some, not all law firms who rush these cases to judges, the mystery of why so many people are losing their homes should be solved. If the banks don't burn consumers, the law firms they hire will.

STORY SOURCE

'Homeless Halloween' Law Firm Is Going Out of Business

RELATED ARTICLES

Most Homeowners Are Not Using Modification Programs And It Is For A Reason

Tips To Help Save Your Home From Foreclosure

The article link posted below features useful advice on how to save your home from a foreclosure, via assumable mortgages, where via the bank, a prospective buyer can take over your payments, give you a bit of cash and free you from a potential courthouse auction, which is said to be more damaging to a credit report.

The Judiciary Report still would like to see the government do more to help homeowners stay in their homes, via federal programs with agreeable terms. People have paid property taxes and other forms of tax as well for years and deserve help from the government to save their homes. The banks received help, why shouldn't' the people.

STORY SOURCE

Foreclosures up nationwide, help is available to avoid losing your home

RELATED ARTICLE

Most Homeowners Are Not Using Modification Programs And It Is For A Reason

Most Homeowners Are Not Using Modification Programs And It Is For A Reason

Barack Obama

A statistic released on the mortgage crisis revealed only a fraction of Americans, who are eligible for the modification programs, have taken part in it. The government is perplexed, why I don't know. A number of people I have spoken to that are trying to obtain modification loans told me the banks are making it as difficult as possible to do so.

One person I know, who paid tens of thousands down on her home of 10-years, told me she sent in the documents to the bank several times to obtain a modification, even using tracked mail, which shows the bank received the documents, yet each time they told her, "We did not receive it." So it's their word against Fedex and the U.S. Postal Service.

She finally obtained a modification by going to a service and paying a woman $800, who has a connection at the bank and she finally received the modification, after trying unsuccessfully for nearly a year. The fact of the matter is the banks are not cooperating with homeowners.

In another case, I filed bankruptcy for a neighbor, who sought my advice. I did so without charging. I was concerned that due to her preexisting health problems she would have a stroke, because of the stressful and unethical way creditors were coming after her. After filing Chapter 7 for her, I quickly submitted the necessary paperwork to the bank indicating she would keep her home of two decades and continue with the payments they kept inflating. I sent it registered mail with the U.S. Post Office.

The bank pretended they did not get it, even telling me that over the phone, prompting me to read off the delivery confirmation number and the fact the U.S. Postal Service did deliver it to them. Within seconds the bank's representative said "Oh, here it is. I found it. Sometimes the computers don't show it." While I'm thinking, yea, if you say so. My friend has a lot of equity in the house and the bank wanted to take it and began walking along that treacherous path to do so.

In another case, another person I know sought a modification in an attempt to consolidate an inflated first and second mortgage and for over a year got nowhere with the bank. They kept pretending and giving her the run around. She then went to a service who said they would help her, but demanded she pay $2,000 per month for a year in order for them to do so. That's $24,000 that could have gone to paying down her mortgage and she was given no guarantees they would actually succeed, so she is still trying to fix the first mortgage, having disposed of the second one on her own.

According to CBS News, the government did not properly advertise many of its programs to help people, so the deadlines came and went to enroll and people did not get the help they needed. Many of these foreclosures would not have happened in the first place if the government had proper legislation in place preventing banks from significantly raising interest rates on balloon mortgages, which put many people out of their homes, as they simply could not afford to pay double the mortgage they once did.

Some foreclosures were due to people taking on homes they could not afford, which is regrettable, but many were due to interest rates mysteriously rising in what appears to be banks colluding with each other and it put many Americans out of their homes. The government should have used legislation to put a cap on how high interest rates could go, in relation to the principal of a mortgage and a person's income.

I know people whose mortgages went from $1,300 to $3,500 or $400 to $950 and if you are on a fixed income, like the average American, where are you supposed to find that extra money. Overnight some people's mortgages began to exceed their monthly income.

In short, the government is not doing a good enough job in making sure people get the help they need and many folks are being ripped off and left disappointed by so-called modification service companies. The government, on a basic human level, need to do better, as it is a terrible and traumatic thing to lose one's home.

If appealing to the government's conscience doesn't work, they should think about it this way, if you don't help the people that need it, they are simply going to vote you out, then you'll be jobless too. That goes for Congress as well. They are going to step in that ballot box, remember they lost their homes under your tenure and vote out the corresponding politicians they felt did nothing to correct the problems.

RELATED ARTICLES

Bank ATM Fees To Hit $5!

Tide Turns Against Obama As 70% Of Americans Blame Him For The Poor Economy

Statistics Brand Barack Obama The Worst Job Creation President Since The Great Depression

Movement Among Democrats To Find Challenger To Run Against President Obama In 2012

Gallup Poll: Any Republican Would Beat Obama If The Presidential Election Was Held Today

Obama's Poll Numbers Implode Into Disaster

When It Comes To Debt The Obama Administration Has The Mindset Of Gamblers

Rivals Use Bad Economy As Primary Tool In Their Bid To Oust President Obama

Billionaire Tells Obama To Resign Over The Economy

America's National Deficit Increased An Unprecedented 35% Under President Obama

A Majority Of Americans Feel They Were Better Off Before President Obama

Officials Officially Pronounce Obama's Stimulus A Massive Failure That Added Billions To The National Debt

Obama Calls For Job Summit

Artificial Growth - Part 2

Artificial Growth

Halle Berry's Violent Stalker Arrested For Repeatedly Trespassing At Her Home

Halle Berry and daughter Nahla Aubry

A crazed man, Richard Franco, was arrested for trespassing at the home of actress, Halle Berry, three times over the past few days. The actress was alarmed when she saw Franco staring at her through her kitchen window.

Police were summons, leading to heightened security at Berry's West Hollywood home. Upon Franco's third illegal return to the property, hopping the wall once again, he was apprehended by off duty police officers, acting as Berry's security.

It has since been discovered, he has a long history of arrests for felony battery, burglary, vandalism and drug use. Franco has been charged with felony stalking. One can't be too careful, especially when a child is present in the home. Berry has a pretty little 3-year-old daughter.

In the past, paparazzi photos have invasively been taken of Berry in her backyard with her mom and daughter. The mere fact Franco was actually in their yard, must have alarmed the Oscar award winning actress. People need to respect others property and private space, as such trespassing is unacceptable and unlawful.

---

Justin Bieber's Mom Searching For Condo For Her Boy

Justin Bieber with parents Pattie Mallette and Jeremy Bieber

Pattie Mallette has been looking at prospective places in Los Angeles, California for her superstar son, Justin Bieber. The young Canadian singer has just turned 17 and his mom thinks it would be a good time for him to get his own condo. Mallette was spotted viewing a condo in Westwood, a suburb of Los Angeles.

Justin Bieber to girlfriend Selena Gomez: why don't you come over to my place

Here's hoping a condo won't turn into Bieber wanting a condom, due to his newfound freedom. He is after all, underage. Keep it zipped, Bieber. For further reference, see Jamie Lynn Spears, who got her own place at 15 and was pregnant by...15.

RELATED ARTICLES

Justin Bieber's Mom Suing Mad

Who Will Protect Justin Bieber From Self-Destructing

Justin Bieber and Selena Gomez Get Affectionate In Public

Justin Bieber's Bodyguard Arrested For Assault

Justin Bieber Booed In New York Due To Overexposure

Justin Bieber Texts Girlfriend Photos

Rumor: Selena Gomez Pregnant By Justin Bieber

Teen Singer Justin Bieber Gropes Selena Gomez's Butt

Justin Bieber And Selena Gomez Continue Their Intimate Relationship

Justin Bieber And Selena Gomez Play Down Romance

Mag: Justin Bieber And Selena Gomez Checked Into Hotel

Teens Under Pressure By Hollywood To Have Sex

Bristol Palin Buys Arizona Home

Bristol Palin

Bristol Palin, the daughter of politician, Sarah Palin, has purchased a nice home for herself in the U.S. state of Arizona. The 5-bedroom home has been smartly renovated and was bought for $172,000 using her earnings from the television show "Dancing With The Stars."

This was a good idea, as opposed to wasting all her cash on clothes, jewelry and cars, which all depreciate in value. A home is a better investment. Looks like Bristol is learning to be responsible. Good for her.

Photos courtesy of Pacific Coast News and Rethink