Ashley Madison Adultery Website Customers Hit With Extortion Letters Sent To Their Wives And FTC Opens Investigation

 

Ashley Madison website

The Ashley Madison adultery website that was the subject of a massive hack in 2015, is under investigation by the U.S. Federal Trade Commission for fraud. The website promised customers they would be interacting with live females looking to have an affair. However, it has been discovered, many customers were talking to "female chatbots" (computers or women paid to converse with multiple customers).

The personal and identifying data of a number of Ashley Madison's customers was swiped by hackers, who have been engaging in additional illegal activity with the information. During the scandal that embarrassingly disclosed the names of a number of men and women cheating on their spouses, hackers began sending blackmail letters to said adulterers' spouses in extortion attempts. Recipients of the letters were ordered to pay $2,500. If they failed to do so items relating to their spouse's affair would be sent to family members and friends. The individuals hacking and blackmailing others need to be prosecuted.

The Ashley Madison website has been an unmitigated disaster of global proportions and it's just as well. Adultery is destructive and has broken many families, leaving lives scarred. People need not buy into the hype of adultery nor those who glamorize it. You pay a price for it. It's not worth it. Be faithful to your spouse.

STORY SOURCE

Fembots land Ashley Madison in hot water with the FTC 

Graham Cluley | July 5, 2016 9:44 am - Have you been flirting with a computer program behind your wife's back? "Life is short, have an affair" was the slogan of infidelity website Ashley Madison, which was famously hacked in 2015. What they didn't say was that you might be having a strictly online affair with a fake female profile, designed to trick you into entering your credit card details, under the misapprehension that you were chatting with a real woman rather than an algorithm.

Now Reuters reports that Ashley Madison's parent company Avid is being investigated by the US Federal Trade Commission (FTC) after class action law suits were filed in the United States and Canada on behalf of customers whose details were exposed following the hack, and amid allegations that fake female profiles were used by the site to manipulate users:

An Ernst & Young report commissioned by Avid and shared with Reuters confirmed that Avid used computer programs, dubbed fembots, that impersonated real women, striking up conversations with paying male customers. Avid shut down the fake profiles in the United States, Canada and Australia in 2014, and by late 2015 in the rest of the world, but some U.S. users had message exchanges with foreign fembots until late in 2015, according to the report.

https://www.grahamcluley.com

The FTC is investigating Ashley Madison

By Chris Welch on July 5, 2016 11:21 am - Nearly one year after a security breach resulted in the leak of a massive amount of customer data, Ashley Madison is now being investigated by the US Federal Trade Commission. The company's new top executives — replacing those who exited after the tumultuous hack — confirmed the inquiry in an interview with Reuters. CEO Rob Segal isn't exactly sure what the FTC is focusing its probe on, but the leading theory is that it's tied to the website's use of "fembots" to artificially balance the male/female ratio. "That's a part of the ongoing process that we're going through," he told Reuters. "It's with the FTC right now."

A report commissioned by Ashley Madison parent company Avid Life Media confirmed that the infidelity website impersonated real women with the fembots, which continued to chat up some customers into 2015 — despite claims that the bogus profiles were mostly shut down in 2014.

The company's new leadership expressed "profound" sorrow over last year's breach, acknowledging that the infidelity website could have done more to improve its lackluster approach to security and better shield the personal details covering millions of users that flooded the dark web last August. Since then, some Ashley Madison customers have faced blackmail threats, and Avid Life Media has been hit with multiple class action lawsuits. The company recruited cyber security experts from Deloitte to come in and "reinvent" its security protocols to lessen the odds of a repeat incident...

http://www.theverge.com

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Google Under Investigation By The U.S. Government

FTC Investigation

The FTC has announced they are opening an investigation into Google for antitrust behavior. The FTC believes Google is operating as a monopoly and wants to probe if the tech giant needs to be broken up, for violating the nation's corporate laws.

Obama and Google

Barack Obama

A week ago, an article was published on the Politico website, about a new Google advertising program that was said to be offered to President Obama before anyone else, which would not only advertise his reelection campaign, but harvest personal information, such as consumers and readers email addresses, among other things. Previously, a number of sites published articles about the relationship between the President and Google (Obama's Relationship With Google Under Fire Over Blocking Free Speech And Free Press).

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STORY SOURCE

FTC opens formal probe against Google

Consumer Alert: World Financial Capital Bank

World Financial Capital Bank is currently the greediest, most unscrupulous credit card lender in America. Their practices fly in the face of legislation the U.S. Congress has enacted to protect consumers.

Their fees, service charges and interest payments, are well beyond anything anyone could call reasonable or acceptable business practices. They have enacted so many time consuming and complex rules, structured to trip up consumers, it ensures World Financial Capital Bank, will collect millions of dollars in undue penalty fees, from card holders they fail to properly and adequately inform of the constant changes to their accounts.

If one mails in one's payment in a reasonable amount of time, according to acceptable national standards, World Financial Capital Bank, will state it arrived late, blame it on the U.S. Postal Service and assess exorbitant late fees.

In 2010, they cancelled their automated check by phone system that allowed customers to pay their bills over the phone and changed their work time, closing 3 hours earlier. Therefore, anyone that called World Financial Capital Bank at or after 9PM, found no automated pay by phone system, no employees to accept their credit card payments and their accounts slapped with a $30 late fee, which was vile. However, it raised millions in revenue for the company, at consumers expense.

It is due to companies such as World Financial Capital Bank that Americans are unable to get out of debt and end up in bankruptcy. Yet, their unscrupulous business practices, which constantly gouge millions of American credit card holders, who have publicly complained in many online forums, have gone unpunished by the Federal Trade Commission.

The Obama Administration, much like the Bush government, is unwilling to financially punish such companies as they deserve, with millions in fines and penalties, for the terrible business practices they utilize in harming the American people.

ONLINE COMPLAINTS:

World Financial Capital Bank & Blair Catalog customers targeted by predatory lender World Financial Capital Bank

BBB processed a total of 238 complaints about World Financial Capital

Report: World Financial Capital Bank

Venue charges disabled man for cancelled plasma TV order; credit card company issues refund

World Financial Capital Bank no longer accepting next day payments online

Cash Advance Engaging In Financial Fraud

Beware of the company Cash Advance that also goes by the name Advance America (www.advanceamerica.net). This company gives out advance payday loans, whilst holding personal checks from customers in the event one does not repay the $500-$1000 loan.

However, they have been engaging in corrupt business practices. They have been repeatedly sending in some customers checks days and weeks earlier than the agreed upon loan repayment deadlines, creating massive overdrafts in customers bank accounts.

These are serious financial crimes, which are violations of Federal and local laws. As such, the public needs to be very careful of this company, as they can end up costing you hundreds of dollars in bank overdraft fees, defeating the financial purpose they claim they are assisting you with. They are unreliable and untrustworthy.

The F.T.C. and S.E.C. would do well to watch this company, as its employees are dishonest with money and robbing the American public, via predatory penalty and overdraft fees, during a national financial crisis.